24 Years in Business 0161 962 7800Option 3

Uniquely Independent

3mc prides itself on its true independent status. Since 1996, 3mc has been arranging mortgages for all types of customers and property types. As an established national brokerage, we have formed lasting relationships with both mainstream and specialist lenders. Customer service is at the core of our values, we take time to understand each customers needs to provide the very best mortgage advice.


A wealth of experience

3mc has a wealth of experience when dealing with mortgage lending enquiries from all of our customers. This includes residential, buy to let, portfolio buy to let, bridging and commercial enquiries.


A better customer journey

Track all your cases with 3mc, from simple enquiries all the way through to completed applications in the 3mcView client portal. With 24/7 access allowing you to check the status of your case whenever you want and from wherever you are in the world.

What our customers say about us

  • We needed a new product in a hurry and there was a total storm going on with products being pulled at an alarming rate. Got us sorted, rang to warn us we had just one hour to get that product before it was pulled. We got it! Fantastic and helpful.

    Bethel Sozo Team Avatar Bethel Sozo Team
    October 25, 2023

    As an NRLA* member, I used NRLA Mortgages for which 3MC is the broker, for three buy-to-let remortgages (Summer 2022) . They managed to get my offers quickly before the next interest rate hike. I found them to be excellent and would definitely use them again. (* NRLA= National Residential Landlords Association)

    Mary Scott Morgan Avatar Mary Scott Morgan
    September 22, 2022

    3mc are so helpful, friendly, kind, and efficient. I would not hesitate to recommend them. I particularly dealt with Jason and Nicole, both of whom I found to be friendly, helpful voices at the end of the phone. What a relief to speak to people who know their job well and are good at it. Tasks were completed almost immediately. I would definitely come back to 3mc for my mortgage next time. I came to them through the NRLA, and found the price also to be good.

    charlotte beau Avatar charlotte beau
    July 27, 2023
  • super service by all the members of staff. from start to finish. Thanks...will recommend you in future..

    Avni Unadkat Avatar Avni Unadkat
    September 7, 2022

    Outstanding service and support. Jason and the team were honest, very supportive and absolutely definitely did the hard graft to help obtain what I needed. Will be the first person to call ( and the team ) For any further similar requirements. Super support. Thanks

    Shahid Hussain Avatar Shahid Hussain
    April 4, 2023

    As usual, we have received excellent service from 3mc. They are friendly, efficient and professional and always take the time to provide detailed explanations and secure the deals best suited to our circumstances. Highly recommend them.

    Cheryl Pandis Avatar Cheryl Pandis
    June 9, 2024
  • Thanks Louise for all the hard work you have put in helping me complete two complex mortgage cases. It's great working with you and having you and 3MC in my team. Kind Regards Peter MacDonald Mortgage Trackers

    peter macdonald Avatar peter macdonald
    May 18, 2024

    Never fail to provide excellent service, from start to completion. Rapid response to all queries every time, all deadlines met comfortably, I go straight to them for all remortgaging or purchasing mortgages. Fantastic!

    clare stubbs Avatar clare stubbs
    June 18, 2024

    3mc has arranged several mortgages for us. We have been delighted with the deals that they have recommended and they follow through and assist at every stage. Thanks

    Paul Barber Avatar Paul Barber
    November 7, 2023
  • I write to explain just how impressed I have been with Jayde, regarding the record breaking, torturous cases in the student accommodation block called ‘The Junxion’, which have exceeded 3 years in processing as we approach completion. I will give you the abridged version of events, but I have worked on these cases for over 3 years and had to deal with the cladding issue, post Grenfell, EWS1’s, Covid, the advent of the new BSA and three different firms of solicitors, a toxic cocktail in anyone’s workload. All of these issues individually could have sunk this application, but to have to deal with them all has been a Sisyphean task. There have been so many false starts, I can’t remember them all, but I was happy with the support I received from @@@ at the time, who was professional and knowledgeable. When ### left at a key juncture, I feared the worst, because how could anyone pick up these cases and run with them given the size of the files and the complexity of them. To compound things further the fee earner at WC Solicitors fell seriously ill and was replaced by a whole new team. I was introduced to Jayde as my new case handler and I was guilty of making assumptions based on nothing more than a voice which sounded very young. I felt quite despondent at the time because I assumed it was going to be one more area for me to manage and be responsible for when dealing with my clients. I could not have been more wrong, Jayde showed a degree of confidence when dealing with me and others that reassured me almost immediately and demanded a level of respect, which was impressive to say the very least. Her confidence grew as she became more aware of the cases, their history and the key participants. As time went by it was clear to me the chasm of expertise, know-how and confidence her former colleague offered when compared to her, in-fact when compared to any and every case manager from any packager I have ever used in 33 years in this industry. We all have personal issues to deal with on top of our employment, which can be tough at times. I can tell you that Jayde helped me cope with these cases to such an extent that I was able to focus more on other cases that were languishing in an ever-increasing backlog, such was the confidence I had in her to deliver. I knew that she was ‘pushing back’ when it was needed with the lender and different firms of solicitors, which showed a lot of confidence, moreover she never failed to call me back or deliver on something she said she would do. Imagine getting updates when you wouldn’t expect them from any other service provider, it was such a treat! Well now we are hopefully going to complete inside the last two days of the 4th or 5th extension of the 8th or 9th set of offer terms and conditions, and that is in no small part down to Jayde. I am looking for a key administrator as we re-structure and I would offer Jayde the position in the blink of an eye, so keep your office door locked! Please pass on my gratitude and thanks for her sterling work, supporting me to completion on 3 cases that have become the longest, most drawn out and complex in my career to date, she deserves a huge pat on the back.

    Paul Slater Avatar Paul Slater
    December 6, 2023

    Great experience from start to finish. Very helpful, friendly staff, nothing was an issue and they were very patient with my requests and changing the mortgage requirements. I will definitely be using them again!

    Sez Avatar Sez
    March 21, 2022

    I don't often take on adverse cases or use packagers, but Louise at 3MC was terrific in helping me place the case and then proactively following it through to offer and completion and wouldn't hesitate to use them again. Its like having a temporary member of staff.

    Mike Cole Avatar Mike Cole
    May 16, 2024
  • Excellent communication and service throughout the process and would recommend any mortgage brokers to use them for more complex cases. Top marks to Mollie in helping to get my case to completion.

    Justin Best Avatar Justin Best
    January 19, 2023

    Stephen Darbyshire and Nicole Bailey were a fantastic help organising the refinance of several properties including purchases. They were both very attentive from start to finish. Thank you.

    Rob Windsor Avatar Rob Windsor
    February 15, 2024

    Sean has help me so much from start to finish, he has been ever do kind and patient with me and guided me through the entire process. He has been so professional and helpful, even answering any questions that I have had several times without any hesitation or annoyance. I would definitely recommend him and I will definitely be using him next time. Thank you from a very satisfied client.

    Edna Fearns Avatar Edna Fearns
    June 29, 2021
  • We worked with Daniel on our mortgage and the support was fantastic. The service was swift, clearly explained and friendly. We would certainly use 3mc in the future.

    G R Avatar G R
    December 29, 2023

    Great service, friendly and efficient. Always helpful and would recommend to anyone! They gave us loads of advice when we were new to the buying market. Leigh and Louise helped us get our first mortgage during a stressful time with increased rates! They worked really hard to get us something affordable and we now own our first home! 10/10 service!

    Bethany Cox Avatar Bethany Cox
    March 22, 2023

    Leigh and the team (George and Louise) have done a fantastic job in arranging a mortgage for our BTL company. There were a number of false starts, and properties that fell through but 3MC were able to work round this. When the recent financial blip hit and mortgage rates went up, Leigh was able to negotiate with the mortgage company and get the expired mortgage offer extended meaning that the purchase was financially viable once again and effectively saved the business. Great communication throughout. Thank you again and would definitely work with 3MC again.

    Dan Gough Avatar Dan Gough
    December 3, 2022
  • Over a period of several months my application seemed to become progressively more complex. Doug and his team were tenacious and thorough in finding a lender and obtaining a mortgage offer. Extremely good service and even more cost effective via NRLA.

    Sid Khan Avatar Sid Khan
    December 2, 2021

    Excellent service & I wish that we had found your team years ago. Peter & team were direct, professional, prompt & patient with the form filling on line. Would thoroughly recommend. Thank you.

    Elizabeth Barbaric Avatar Elizabeth Barbaric
    March 8, 2024

    I have done a number of Mortgages over the past year and I cannot fault these guys. My personal exp is with Louise and Jason, they are both always attentive and even through the recent turmoil have helped me secure what i need. A big thank you to you both you are a credit to the business. Dave

    David Harvey Avatar David Harvey
    November 18, 2022
  • I've used 3mc for three remortgages this year and am extremely impressed with their efficiency and overall service. I've received regular updates by text and email at key stages in the process and also by phone which is really nice. You can always get through and speak to the person dealing with your application and they clearly have good relationships with the mortgage providers given the speed with which my applications have been dealt with. In fact my main contact has been Louise on all the applications so the consistency is nice aswell. Looking forward to working with them again! Thanks!

    Darren Greenhalgh Avatar Darren Greenhalgh
    August 18, 2022

    Stress free process. All issues (there are always some) were dealt with calmly and efficiently. Will definitely use 3mc again.

    Clive Bartley Avatar Clive Bartley
    March 4, 2022

    I can highly recommend 3mc, very professional, efficient and great customer service. Leigh processed 7 product transfers for me before the rates went up that day, I was only just introduced to the company. Fantastic experience.

    Sonny Kareer Avatar Sonny Kareer
    May 2, 2024
  • Louise is my first point of call when I need assistance in mortgage placement or when I can pass it over to the direct arm. Apart from being exceptionally good at her job she is a lovely person too.

    Andrew Forsey Avatar Andrew Forsey
    October 8, 2023

    Very helpful throughout the remortgaging process, 3-mc were happy to contact the lenders involved directly to ensure the completion deadline was met. Would recommend, thank you.

    nick zeiher Avatar nick zeiher
    November 27, 2023

    My recent dealings with Michelle, Leigh and Jess have been nothing short of exemplary. Having used various other brokers in recent years, I can confidently state that 3mc are head and shoulders above their competitors.  Not only are they efficient at responding to my queries, they are extremely approachable and have given me nothing but expert advise on every occasion, maintaining a level of professionalism that I have not witnessed previously in my many years dealing with mortgage brokers. I would not hesitate to recommend this company, and I will continue to use them for all my requirements.

    Carl Fitzpatrick Avatar Carl Fitzpatrick
    June 25, 2021