24 Years in Business 0161 962 7800Option 3
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Uniquely Independent

3mc prides itself on its true independent status. Since 1996, 3mc has been arranging mortgages for all types of customers and property types. As an established national brokerage, we have formed lasting relationships with both mainstream and specialist lenders. Customer service is at the core of our values, we take time to understand each customers needs to provide the very best mortgage advice.

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A wealth of experience

3mc has a wealth of experience when dealing with mortgage lending enquiries from all of our customers. This includes residential, buy to let, portfolio buy to let, bridging and commercial enquiries.

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A better customer journey

Track all your cases with 3mc, from simple enquiries all the way through to completed applications in the 3mcView client portal. With 24/7 access allowing you to check the status of your case whenever you want and from wherever you are in the world.

What our customers say about us

  • Superb service from Abby Bray & Doug - a very informative & collaborative approach. An exceptional experience - having arranged 3 mortgages in quick succession. Really willing to explain the finer details and options, plus diligent follow up. I couldn't recommend this company any higher.

    Nigel Eadie Avatar Nigel Eadie
    July 31, 2021

    Excellent service & I wish that we had found your team years ago. Peter & team were direct, professional, prompt & patient with the form filling on line. Would thoroughly recommend. Thank you.

    Elizabeth Barbaric Avatar Elizabeth Barbaric
    March 8, 2024

    The mortgage advisor from 3mc was very professional and helpful throughout. They were able to secure a very good deal for me and the process was very straightforward. I will not hesitate to use them again.

    james rooney Avatar james rooney
    July 5, 2023
  • Mollie and her colleagues have been excellent in their dealings with me providing up to date advise using their expertise and knowledge to offer the most suitable and best buy to let mortgage products available. I have no problem recommending them as a solid and trustworthy mortgage broker that truly delivers.

    Winty Senior Avatar Winty Senior
    February 11, 2024

    super service by all the members of staff. from start to finish. Thanks...will recommend you in future..

    Avni Unadkat Avatar Avni Unadkat
    September 7, 2022

    My recent dealings with Michelle, Leigh and Jess have been nothing short of exemplary. Having used various other brokers in recent years, I can confidently state that 3mc are head and shoulders above their competitors.  Not only are they efficient at responding to my queries, they are extremely approachable and have given me nothing but expert advise on every occasion, maintaining a level of professionalism that I have not witnessed previously in my many years dealing with mortgage brokers. I would not hesitate to recommend this company, and I will continue to use them for all my requirements.

    Carl Fitzpatrick Avatar Carl Fitzpatrick
    June 25, 2021
  • Very helpful throughout the remortgaging process, 3-mc were happy to contact the lenders involved directly to ensure the completion deadline was met. Would recommend, thank you.

    nick zeiher Avatar nick zeiher
    November 27, 2023

    Leigh and Jake always respond back to my queries efficiently and with a professional timely manner. I would certainly recommend 3mc to any person looking for a residential or buy-to-let product. Thank you for a great service. I will certainly be returning. Jacky

    Jacky Glanville Avatar Jacky Glanville
    April 29, 2022

    I have done a number of Mortgages over the past year and I cannot fault these guys. My personal exp is with Louise and Jason, they are both always attentive and even through the recent turmoil have helped me secure what i need. A big thank you to you both you are a credit to the business. Dave

    David Harvey Avatar David Harvey
    November 18, 2022
  • Highly recommend 3mc. Michelle and Karl were so helpful, and very informative. They took all the stress out of the mortgage process and helped every step of the way. They answered all my questions promptly . Excellent service, I cannot thank them enough.

    Nicky Yuen Avatar Nicky Yuen
    June 28, 2021

    James and Mollie have worked on many of my mortgages and are always determined, communicative and incredibly helpful. I struggled with their online system somewhat so they found a way to submit everything manually which was a huge relief. I highly recommend 3MC

    Andy Avatar Andy
    May 7, 2022

    We can not recommend Karl Tidman and 3MC highly enough. Karl and his team steered us through a very choppy Covid period with professionalism and diligence. Karl was always available and his advice was invaluable.

    Vicky Licorish Avatar Vicky Licorish
    October 5, 2021
  • 3mc has arranged several mortgages for us. We have been delighted with the deals that they have recommended and they follow through and assist at every stage. Thanks

    Paul Barber Avatar Paul Barber
    November 7, 2023

    We will never use them again. The only shining light there is Craig. He managed to get the one and only deal we will ever introduce to them over the line after 8 months of poor handling by them and the lender - Hampshire Trust Bank. We introduced 4 or 5 other deals to them, one of which got to the offer stage, and then the lender pulled out because they decided they don't like AirBnB investments even though they knew it was from the start. After the customer had paid fees including a valuation which was over £1k there was no recompense. The response time was extremely slow and often a week would go by with no update and when they did the lender would be blamed - not good enough. You represent the lender - get them in line. There were many overpromises and a total lack of care throughout the whole experience. Passed from person to person and no one would know what was going on - just reading from notes on the system. 3MC put the Brokering Industry to shame - you need to sort your act and fast.

    Rob Partridge Avatar Rob Partridge
    July 14, 2022

    I worked with Daniel on my mortgage and the support was fabulous. The service was swift, clearly explained and friendly. I would certainly use 3MC in the future. Thank you.

    dammar thakuri Avatar dammar thakuri
    January 16, 2024
  • Extremelly pleased of with 3mc Mortgages services. Josh patiently led all the way through, picking up on my lack of knowledge, explaining sincerely the options, going extra mile dealing with the problems. Always quick to respond and to solve the matters. When Lauren took Mortgage in to her hands, everything unravelled very quickly. Her weekly emails, double checking on the progres, were rather reasuring. Surelly the best team to work with and definitely will stick with the team for future projects.

    Julie P Avatar Julie P
    August 14, 2023

    Stephen Darbyshire and Nicola Jackson were very helpful and very efficient. I had a fantastic customer service and am very happy to recommend 3mc to anyone looking for a mortgage.

    Chris Chabvuta Avatar Chris Chabvuta
    October 2, 2022

    Great experience from start to finish. Very helpful, friendly staff, nothing was an issue and they were very patient with my requests and changing the mortgage requirements. I will definitely be using them again!

    Sez Avatar Sez
    March 21, 2022
  • Excellent & Professional Service! I recently engaged the services of 3mc Mortgage Brokers for a remortgage of one of my Buy-to-let properties and I was very impressed! My initial enquiry was handled by Mollie Axon who provided a detailed report of a number of options for me to consider after her detailed research of the market. This information allowed me to select a mortgage product most suitable for my requirements and 3mc’s online portal allowed my application to be processed quickly resulting in the valuation being issued within 3 days! I received the re-mortgage offer within 3 weeks of making my application which I was delighted with. I was also particularly impressed with Nicole Bailey who provided exceptional service once my application was made. I can highly recommend 3mc mortgage brokers for property purchases and remortgages and look forward to working with them again in the future.

    Nigel Angus Avatar Nigel Angus
    October 4, 2023

    As an NRLA* member, I used NRLA Mortgages for which 3MC is the broker, for three buy-to-let remortgages (Summer 2022) . They managed to get my offers quickly before the next interest rate hike. I found them to be excellent and would definitely use them again. (* NRLA= National Residential Landlords Association)

    Mary Scott Morgan Avatar Mary Scott Morgan
    September 22, 2022

    I write to explain just how impressed I have been with Jayde, regarding the record breaking, torturous cases in the student accommodation block called ‘The Junxion’, which have exceeded 3 years in processing as we approach completion. I will give you the abridged version of events, but I have worked on these cases for over 3 years and had to deal with the cladding issue, post Grenfell, EWS1’s, Covid, the advent of the new BSA and three different firms of solicitors, a toxic cocktail in anyone’s workload. All of these issues individually could have sunk this application, but to have to deal with them all has been a Sisyphean task. There have been so many false starts, I can’t remember them all, but I was happy with the support I received from @@@ at the time, who was professional and knowledgeable. When ### left at a key juncture, I feared the worst, because how could anyone pick up these cases and run with them given the size of the files and the complexity of them. To compound things further the fee earner at WC Solicitors fell seriously ill and was replaced by a whole new team. I was introduced to Jayde as my new case handler and I was guilty of making assumptions based on nothing more than a voice which sounded very young. I felt quite despondent at the time because I assumed it was going to be one more area for me to manage and be responsible for when dealing with my clients. I could not have been more wrong, Jayde showed a degree of confidence when dealing with me and others that reassured me almost immediately and demanded a level of respect, which was impressive to say the very least. Her confidence grew as she became more aware of the cases, their history and the key participants. As time went by it was clear to me the chasm of expertise, know-how and confidence her former colleague offered when compared to her, in-fact when compared to any and every case manager from any packager I have ever used in 33 years in this industry. We all have personal issues to deal with on top of our employment, which can be tough at times. I can tell you that Jayde helped me cope with these cases to such an extent that I was able to focus more on other cases that were languishing in an ever-increasing backlog, such was the confidence I had in her to deliver. I knew that she was ‘pushing back’ when it was needed with the lender and different firms of solicitors, which showed a lot of confidence, moreover she never failed to call me back or deliver on something she said she would do. Imagine getting updates when you wouldn’t expect them from any other service provider, it was such a treat! Well now we are hopefully going to complete inside the last two days of the 4th or 5th extension of the 8th or 9th set of offer terms and conditions, and that is in no small part down to Jayde. I am looking for a key administrator as we re-structure and I would offer Jayde the position in the blink of an eye, so keep your office door locked! Please pass on my gratitude and thanks for her sterling work, supporting me to completion on 3 cases that have become the longest, most drawn out and complex in my career to date, she deserves a huge pat on the back.

    Paul Slater Avatar Paul Slater
    December 6, 2023
  • A really amazing company. Firstly, they found me deals that other mortgage advisers said were not available. Secondly, they kept me updated every step of the way. Even when one or two issues came up, they were patient with answering my questions. I would highly recommend them and they will be my first call whenever I'm looking for a mortgage.

    Toyosi Awe Avatar Toyosi Awe
    November 25, 2022

    I recently completed two company Buy-to-Let re-mortgages. I found Peter Libertine and Natalie Davis to be very professional and knowledgeable in all my dealings with them. I will definitely be using their services again in the near future.

    Stephen Willis Avatar Stephen Willis
    February 29, 2024

    3mc is extremely amazing and reliable. Thanks Jason Slicker for following up my case closely and tried his very best to find a choice fit me well. The whole team is very friendly and professional. Highly recommended!

    Sally Law Avatar Sally Law
    January 10, 2023
  • Karl and Abby helped me with 2 mortgage offers simultaneously. They were very attentive, patient and professional throughout the whole process. Would 100% use again. Recommend A++

    James Manvers Avatar James Manvers
    November 3, 2021

    Louise is my first point of call when I need assistance in mortgage placement or when I can pass it over to the direct arm. Apart from being exceptionally good at her job she is a lovely person too.

    Andrew Forsey Avatar Andrew Forsey
    October 8, 2023

    Leigh McGrath at 3MC has been a fantastic help to me and my businesses. He's always very helpful in finding me the best possible deal and it's great to have Sam managing my applications and getting them over the line. I would highly recommend them to friends and family.

    Rob L Avatar Rob L
    February 4, 2024