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Archive

Generation Rent

17th Apr 2024

WATCH VIDEO >>> https://youtu.be/sg2DSq06ur8 “Generation rent” refers to a demographic group aged 18-40, who are unable or choose not to purchase property and instead rent their accommodation.  Generation rent faces financial… Read More »

Green Mortgages Explained

8th Apr 2024

Green Mortgages are a type of mortgages designed to incentivise environmentally friendly practices and sustainable living. Here’s an explanation of how they work: Financial Incentives: Green mortgages typically offer financial… Read More »

Mortgage Valuations and Surveys Explained

27th Mar 2024

Mortgage valuations and surveys are crucial components of the home buying process, especially for those seeking financing through a mortgage. They serve different purposes, but are both aimed at assessing… Read More »

Getting onto the Property Ladder

6th Mar 2024

Getting on the property ladder can be challenging, but with careful planning and financial discipline, it’s certainly possible. Here are some top tips to help you: Save for a Deposit:… Read More »

What is a Decision in Principle (DiP)?

7th Feb 2024

What is a Decision in Principle (DIP) In the context of obtaining a mortgage, a lender may provide a decision in principle, also known as a mortgage in principle or… Read More »

Improve your Chances of Securing a Mortgage

17th Jan 2024

WATCH VIDEO: https://youtu.be/AFy-DXguOfE Securing a mortgage can, at times, be challenging as lenders will refer to a borrower’s credit report to help determine how reliable a borrower you are and… Read More »

Buy to Let Mortgage Predictions for 2024

3rd Jan 2024

The beginning of a new calendar year tends to bring with it hope, New Year resolutions and of course, mortgage market predictions. UK Finance, the trade association for the banking… Read More »

Types of Mortgages available to Borrowers

6th Dec 2023

There are several types of mortgages available to borrowers in the UK. These mortgages can vary based on interest rates, repayment terms, and eligibility criteria. Here are some of the… Read More »

Steps to Securing the Right Buy to Let Mortgage

29th Nov 2023

In recent weeks, we have been attending the excellent NRLA On Tour events, which have featured a great range of topical and relevant information for landlords. At these events, we… Read More »

Learn More About Product Transfers

15th Nov 2023

Doug Hall, Director of 3mc took some time out to chat about product transfers; what they are, the benefits of product transfers and how using a broker can make life… Read More »

Discussing the Buy to Let Marketplace

1st Nov 2023

Karl Tidman from 3mc chats with Michelle about Bank of England rates and buy to lets. Filmed: 23.10.23 📱 0161 962 7800 📧 direct@3-mc.com Your home may be repossessed if… Read More »

Thinking of Purchasing a House?

24th Oct 2023

In 2019/20, 65% of households in England were homeowners. The 2014 British Social Attitudes survey found that, given a free choice, 86% would prefer to buy their own home rather than rent.* source… Read More »

Tips for Managing your Household Budget

17th Oct 2023

WATCH VIDEO: https://youtu.be/Nvg6VZ6Hs_U Managing a household budget effectively is essential for financial stability. If you can pull together an accurate household budget, you’ll be in a good position to cut… Read More »

Thinking of renting out your property?

10th Oct 2023

Renting out a property can be a profitable venture, but it comes with certain responsibilities and considerations. As a landlord, you will need to familiarise yourself with your legal responsibilities,… Read More »

Buy-to-Let: Be Prepared

26th Sep 2023

There has been no such thing as ‘normal’ in the buy to let mortgage market over the last year. High inflation, an uncertain economic outlook and turbulent money markets have… Read More »

Steps and Considerations when Applying for a Mortgage

11th Sep 2023

If you’re a first-time buyer and unfamiliar with the process of applying for a mortgage, then we have pulled together the steps and considerations when applying for a mortgage. Here’s… Read More »

Discussing the Buy to Let Marketplace

6th Sep 2023

Karl Tidman of 3mc, discusses the current Buy to Let marketplace with Michelle. 📱 0161 962 7800 📧 direct@3-mc.com Your home may be repossessed if you do not keep up… Read More »

What to look out for when buying a home

29th Aug 2023

Buying a house is an exciting time, but sometimes people abandon reason in the face of a house that looks perfect on the surface. The beautiful face of your dream… Read More »

Get Documentation Ready for your Mortgage Application

8th Jun 2023

Karl Tidman of 3mc, shares his advice on how to get documentation ready when applying for a mortgage (UK). 📱 0161 962 7800 📧 direct@3-mc.com Your home may be repossessed… Read More »

Track Record Mortgage for First Time Buyers

10th May 2023

We are looking at recent changes in the First Time Buyer market and Skipton Building Society have launched their new 100% Track Record Mortgage product. Please get in touch as… Read More »

Summary of the Spring Budget

9th Apr 2023

It has felt like a game of musical chairs at the treasury recently. Jeremy Hunt, complete with his red box, delivered his budget on March 15th holding the esteemed position… Read More »

Want to work for 3mc? Georgia shares her experience

1st Apr 2023

If you want to learn more about what it’s like to work at 3mc, then listen to Georgia share her experience and feel free to check out our current vacancies.… Read More »