Mortgage valuations and surveys are crucial components of the home buying process, especially for those seeking financing through a mortgage. They serve different purposes, but are both aimed at assessing… Read More »
Getting on the property ladder can be challenging, but with careful planning and financial discipline, it’s certainly possible. Here are some top tips to help you: Save for a Deposit:… Read More »
What is a Decision in Principle (DIP) In the context of obtaining a mortgage, a lender may provide a decision in principle, also known as a mortgage in principle or… Read More »
WATCH VIDEO: https://youtu.be/AFy-DXguOfE Securing a mortgage can, at times, be challenging as lenders will refer to a borrower’s credit report to help determine how reliable a borrower you are and… Read More »
The beginning of a new calendar year tends to bring with it hope, New Year resolutions and of course, mortgage market predictions. UK Finance, the trade association for the banking… Read More »
There are several types of mortgages available to borrowers in the UK. These mortgages can vary based on interest rates, repayment terms, and eligibility criteria. Here are some of the… Read More »
In recent weeks, we have been attending the excellent NRLA On Tour events, which have featured a great range of topical and relevant information for landlords. At these events, we… Read More »
Doug Hall, Director of 3mc took some time out to chat about product transfers; what they are, the benefits of product transfers and how using a broker can make life… Read More »
Karl Tidman from 3mc chats with Michelle about Bank of England rates and buy to lets.
Your home may be repossessed if you do not keep up repayments on your mortgage. 3mc (UK) Ltd is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register https://register.fca.org.uk/s/ under reference 302992. Please note: The FCA do not regulate Business Buy to Let Mortgages
In 2019/20, 65% of households in England were homeowners. The 2014 British Social Attitudes survey found that, given a free choice, 86% would prefer to buy their own home rather than rent.* source… Read More »
Managing a household budget effectively is essential for financial stability. If you can pull together an accurate household budget, you’ll be in a good position to cut out unnecessary spending,… Read More »
Renting out a property can be a profitable venture, but it comes with certain responsibilities and considerations. As a landlord, you will need to familiarise yourself with your legal responsibilities,… Read More »
There has been no such thing as ‘normal’ in the buy to let mortgage market over the last year. High inflation, an uncertain economic outlook and turbulent money markets have… Read More »
If you’re a first-time buyer and unfamiliar with the process of applying for a mortgage, then we have pulled together the steps and considerations when applying for a mortgage. Here’s… Read More »
Karl Tidman of 3mc, discusses the current Buy to Let marketplace with Michelle.
Your home may be repossessed if you do not keep up repayments on your mortgage. 3mc (UK) Ltd is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register https://register.fca.org.uk/s/ under reference 302992. Please note: The FCA do not regulate Business Buy to Let Mortgages
Buying a house is an exciting time, but sometimes people abandon reason in the face of a house that looks perfect on the surface. The beautiful face of your dream… Read More »
Karl Tidman of 3mc, shares his advice on how to get documentation ready when applying for a mortgage (UK).
Your home may be repossessed if you do not keep up repayments on your mortgage. 3mc (UK) Ltd is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register https://register.fca.org.uk/s/ under reference 302992. Please note: The FCA do not regulate Business Buy to Let Mortgages
We are looking at recent changes in the First Time Buyer market and Skipton Building Society have launched their new 100% Track Record Mortgage product. Please get in touch as… Read More »
It has felt like a game of musical chairs at the treasury recently. Jeremy Hunt, complete with his red box, delivered his budget on March 15th holding the esteemed position… Read More »
If you want to learn more about what it’s like to work at 3mc, then listen to Georgia share her experience and feel free to check out our current vacancies. If you have any questions about working for 3mc or any of the current vacancies, please email michelle@3-mc.com who would be happy to help.
Fixed-rate mortgages A fixed-rate mortgage will mean your monthly payments should stay the same until an agreed date, no matter what happens to interest rates in the market. Fixed-rate periods… Read More »
If you’re a homeowner, you may be considering whether to remortgage your property. On the one hand, remortgaging can offer several advantages, such as reducing your monthly payments or releasing… Read More »
Applying for a mortgage can be a difficult procedure! If you are applying for a mortgage, it’s vital to understand all of the typical reasons why your application maybe declined,… Read More »
Purchasing a home at auction is appealing. After all, you might find a good deal. However, it is very different from the traditional way of buying, and it is often… Read More »
If this is your first time looking for a home, you may be wondering how to approach the process. When you first embark on this journey, you may feel overwhelmed… Read More »
The National Residential Landlords Association is the UK’s largest membership organisation for private residential landlords, supporting and representing over 95,000 members. Membership benefits include: 30 trained advisers providing expert… Read More »