24 Years in Business 0161 962 7800Option 3
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Uniquely Independent

3mc prides itself on its true independent status. Since 1996, 3mc has been arranging mortgages for all types of customers and property types. As an established national brokerage, we have formed lasting relationships with both mainstream and specialist lenders. Customer service is at the core of our values, we take time to understand each customers needs to provide the very best mortgage advice.

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A wealth of experience

3mc has a wealth of experience when dealing with mortgage lending enquiries from all of our customers. This includes residential, buy to let, portfolio buy to let, bridging and commercial enquiries.

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A better customer journey

Track all your cases with 3mc, from simple enquiries all the way through to completed applications in the 3mcView client portal. With 24/7 access allowing you to check the status of your case whenever you want and from wherever you are in the world.

What our customers say about us

  • Highly recommend this company. Josh was amazing. Thank you

    Jane Gandy Avatar Jane Gandy
    January 5, 2022

    3mc have been great. I had a particularly complicated mortgage that looked like it wasn't going to complete but because they are so well connected with the lenders they were able to escalate internally and get the issues resolved, keeping me informed along the way!

    Jennie Nelson Avatar Jennie Nelson
    February 2, 2024

    Being a first time buyer, I really didn't have much of a clue when it came to mortgages, Kelly provided us with an exceptional service and explained the various processes whilst keeping us informed throughout. I would definitely recommend this business to anyone looking to take out or renew an existing policy. Outstanding service from a very happy customer 😀

    Lee Miller Avatar Lee Miller
    June 25, 2021
  • We needed a new product in a hurry and there was a total storm going on with products being pulled at an alarming rate. Got us sorted, rang to warn us we had just one hour to get that product before it was pulled. We got it! Fantastic and helpful.

    Bethel Sozo Team Avatar Bethel Sozo Team
    October 25, 2023

    3mc is very helpful for us in remortgage our property, especia'ly Mollie and Josh. They are very competitive and professional. We will use their services again. Thanks

    M C Avatar M C
    August 3, 2022

    Excellent service & I wish that we had found your team years ago. Peter & team were direct, professional, prompt & patient with the form filling on line. Would thoroughly recommend. Thank you.

    Elizabeth Barbaric Avatar Elizabeth Barbaric
    March 8, 2024
  • Superb service from Abby Bray & Doug - a very informative & collaborative approach. An exceptional experience - having arranged 3 mortgages in quick succession. Really willing to explain the finer details and options, plus diligent follow up. I couldn't recommend this company any higher.

    Nigel Eadie Avatar Nigel Eadie
    July 31, 2021

    3mc are so helpful, friendly, kind, and efficient. I would not hesitate to recommend them. I particularly dealt with Jason and Nicole, both of whom I found to be friendly, helpful voices at the end of the phone. What a relief to speak to people who know their job well and are good at it. Tasks were completed almost immediately. I would definitely come back to 3mc for my mortgage next time. I came to them through the NRLA, and found the price also to be good.

    charlotte beau Avatar charlotte beau
    July 27, 2023

    Leigh and Mollie are absolutely amazing!!!!! They are always available and they don't give up even when there are issues, they find a way to solve it. I have taken out more than 10 mortgages from them and they are excellent each time. Leigh is a lovely unique broker, he's so good and friendly. I have used several brokers in the past, Leigh definitely comes on top. Thank you Leigh, I appreciate your work, you and Mollie go beyond the call of duty to make sure your clients gets the best!

    Fel T Avatar Fel T
    December 8, 2021
  • James and Mollie have worked on many of my mortgages and are always determined, communicative and incredibly helpful. I struggled with their online system somewhat so they found a way to submit everything manually which was a huge relief. I highly recommend 3MC

    Andy Avatar Andy
    May 7, 2022

    Given the rapidly rising rates of mid 2023, I really wanted to consider all my options carefully. Jess from 3MC put an enormous amount of work into finding a suitable mortgage and renewing the information she provided as the situation changed. Besides the obvious headline figures she was also able to identify all of the nuances from individual providers which made them either suitable or not for my needs. I simply wouldn't have been able to determine those details without the help of a broker and 3MC did a good job, never once sounding frustrated when I needed to change my mind to fit the evolving situation.

    Carl Avatar Carl
    September 2, 2023

    My recent dealings with Michelle, Leigh and Jess have been nothing short of exemplary. Having used various other brokers in recent years, I can confidently state that 3mc are head and shoulders above their competitors.  Not only are they efficient at responding to my queries, they are extremely approachable and have given me nothing but expert advise on every occasion, maintaining a level of professionalism that I have not witnessed previously in my many years dealing with mortgage brokers. I would not hesitate to recommend this company, and I will continue to use them for all my requirements.

    Carl Fitzpatrick Avatar Carl Fitzpatrick
    June 25, 2021
  • 3MC are really really excellent at what they do! I have used their services on several occasions and always found them to be superb in all respects.

    Richard Kenyon Avatar Richard Kenyon
    January 25, 2024

    I have used 3MC on numerous occasions for property purchases and remortgages. They offer a highly efficient and speedy service at a very reasonable rate. I shall continue to use them in the future.

    Gordon The Widewater Woodturner Avatar Gordon The Widewater Woodturner
    October 4, 2023

    We used 3mc when we were looking for a mortgage later in life. The team were absolutely fantastic and patient as the home move eventually took a long time. Its one of the few companies that call you back when you need to speak. Overall a fantastic service and I wouldn't hesitate in recommending. Thanks Jason and team.

    Adrian Fisher Avatar Adrian Fisher
    February 14, 2024
  • Very good and professional service. Todd and Nicola were very good at ensuring everything happened when it should. They were even helpful with chasing the solicitors who were very slow.

    James Treasure Avatar James Treasure
    July 1, 2022

    Stephen Derbyshire at 3MC is superb. Excellent personal service, finds solutions and leverages relationships where others can't and extremely reasonable on fees. Five stars.

    Richard Driver Avatar Richard Driver
    February 1, 2024

    my previous experience has been good with 3mc but in last transaction the service was substandard. There was no response from the representative and delay led to expiry of my initial application. So I had to put a new application resulting in delay of completion of purchase. This could potentially cause drop of sale. I think this was due to changeover of staff and last manager Kieran was good.

    Ansar Hayat Avatar Ansar Hayat
    June 21, 2023
  • Excellent & Professional Service! I recently engaged the services of 3mc Mortgage Brokers for a remortgage of one of my Buy-to-let properties and I was very impressed! My initial enquiry was handled by Mollie Axon who provided a detailed report of a number of options for me to consider after her detailed research of the market. This information allowed me to select a mortgage product most suitable for my requirements and 3mc’s online portal allowed my application to be processed quickly resulting in the valuation being issued within 3 days! I received the re-mortgage offer within 3 weeks of making my application which I was delighted with. I was also particularly impressed with Nicole Bailey who provided exceptional service once my application was made. I can highly recommend 3mc mortgage brokers for property purchases and remortgages and look forward to working with them again in the future.

    Nigel Angus Avatar Nigel Angus
    October 4, 2023

    3mc Mortgages are one of the best I have used! I have used other mortgage brokers in the past who have taken so long and made the process so much more stressful. This was not the case with Sean helping me! He made sure that correspondence and any questions were quickly responded and dealt with. He made it such an easy process from start to finish and I would definitely recommend using him to any of my family or friends. He was great!

    Lucy Bell Avatar Lucy Bell
    June 28, 2021

    Louise is my first point of call when I need assistance in mortgage placement or when I can pass it over to the direct arm. Apart from being exceptionally good at her job she is a lovely person too.

    Andrew Forsey Avatar Andrew Forsey
    October 8, 2023
  • super service by all the members of staff. from start to finish. Thanks...will recommend you in future..

    Avni Unadkat Avatar Avni Unadkat
    September 7, 2022

    Sean has help me so much from start to finish, he has been ever do kind and patient with me and guided me through the entire process. He has been so professional and helpful, even answering any questions that I have had several times without any hesitation or annoyance. I would definitely recommend him and I will definitely be using him next time. Thank you from a very satisfied client.

    Edna Fearns Avatar Edna Fearns
    June 29, 2021

    Top grade service from Peter Libertine and Nicole Bailey! We completed almost 2 weeks ago which wouldn’t have happened without the care and diligence provided in the work by these two, honestly couldn’t recommend them enough. The value 3mc brokers provided is second to none, as total novices we had concepts explained, concerns reassured and professional opinions offered. We will be returning customers, can’t thank you both enough!

    rebecca jacobs Avatar rebecca jacobs
    March 13, 2024
  • All throughout this process it’s been an absolute pleasure working with Leigh, Josh and the rest of the team. They were so helpful, professional and patient. They will definitely be getting my business in the future.

    Remi Pennington Avatar Remi Pennington
    May 13, 2022

    We have just successfully completed on a new buy-to-let mortgage deal introduced to us by 3mc. Throughout the process 3mc have not just been monitoring the process but have been proactive in moving the process along, including at the last minute securing a better rate from our new mortgage lender. We'll definitely be using 3mc again. Many thanks!

    Peter Robinson Avatar Peter Robinson
    February 14, 2024

    Approached 3mc as a member of NRLA and was very impressed with the communication, speed of execution of my instructions and the overall timeframe to process multiple remortgage applications. One product switch remortgage was organised in less than a week from start to completion.

    Rick Walton Avatar Rick Walton
    May 5, 2023